More return.
Same balance.
Future Fund +30 gives you up to 4.0% APY by locking part of your balance for 30 days.
No volatility. No trading. Fully automatic.
FUTURE FUND +30
Your balance, doing more.
A locked 30-day balance with predictable rewards. Built into the account you already use.
Locked for 30 days
up to APY
4.00%
Locked balance
$12,480.00
USD
Day19of 30
Accrued
+$25.94
Unlocks
Mar 21
Returns automatically. Principal and rewards.
Compare
Two ways to grow.
One you choose.
Future Fund
Flexible. Always on.
up to
3%APY · variable
- RewardUp to 3% APY
- LiquidityDaily flexibility
- Best forEveryday balance
Future Fund +30
RecommendedLocked. Rewarded.
up to
4.0%APY · up to 4.0%
- RewardUp to 4.0% APY
- Liquidity30-day lock
- Best forBalance you want to grow faster.
How it works
Three steps. Zero effort.
01
Move money in
Choose how much of your balance to put into Future Fund +30.
02
Locked 30 days
Your balance is locked for 30 days while it earns rewards.
03
Returns automatically
Principal and rewards land back in your account. Fully automatic.
Built for
Balance that just sits, finally doing something.
Money you won't use this month
Park what you won't spend and let it earn predictable rewards.
Predictable rewards
No volatility, no trading. A clear rate, paid on a clear schedule.
Balance that earns more
Park what you won't spend this month and watch it grow.
Your balance is ready for this.
Open the Ontop app to get started.